Life Insurance
Whole Life
Whole life insurance can be called “permanent” life insurance for a reason. The insured person is covered for the duration of their life if premium payments are received on time. With whole life, this includes the savings element known as “cash value” that grows over time as it gains interest. Over its lifetime, a whole life policy can be used to accumulate a sizable cash reserve that may be withdrawn or borrowed against at any time.
Term Life
Safeguard your family's future by giving them a financial safety net to fall back on. Term life insurance covers you for a fixed period, such as 10, 20 or 30 years. If you outlive the term and your coverage ends, your beneficiaries do not receive any money. With most policies, the death benefit and your insurance premiums are guaranteed to stay the same throughout the term. Say something interesting about your business here.
Final Expense/Burial Insurance
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Final Expense insurance is a basic issue life insurance policy that covers people until they reach 100 years old. This type of coverage can be used for just the funeral and burial costs of the policy holder. Most people who do not want to place a hardship or burden their families with burial expenses, will take out a final expense policy.
With a final expense policy, can pay for the casket, funeral service, visitation/viewing, hearse, digging and filling the grave, the actual cemetery plot, or burial vault or grave liner, minister, headstone, flowers, and other expenses related directly to named insured’s funeral.